Songs About Cars

Songs About Cars

Americans love their cars. So much, in fact, we can’t stop singing about them. Driving, cruising, racing and traveling in cars has long been a theme for both male and female singers. Tracy Chapman sang about a “Fast Car” and Sammy Hagar shouted “I Can’t Drive 55”. Gary Numan sang “Cars” and The Cars sang “Drive”.

Some artists have taken it further though, singing about more specific cars, some including makes and models. Here’s a look at songs about particular cars that have hit the charts.

Hot Rod Lincoln

Released in 1971 by Commander Cody and His Lost Planet Airmen, Flying Airmen, the song was originally penned by Charlie Ryan, owner of the Hot Rod Lincoln that raced a Cadillac in the song. The tune included the line “Son, you’re gonna drive me to drinkin’ if you don’t stop driving’ that Hot Rod Lincoln.” They just don’t write them like that anymore.

Little Deuce Coupe

When the Beach Boys sang about a “Little Deuce Coupe” in 1963, they were singing about a hot rod that was already over 30 years old. The little deuce coupe was a classic 1932 Ford that was considered the ultimate hot rod of its time. The song helped create the genre known as “Hot Rod Rock”.

Little GTO

Following the success of Little Deuce Coupe, in 1964 a group of session musicians in Nashville called Ronny and the Daytonas gave the world “Little GTO”. It reached number 4 on the Billboard rock charts. The GTO was produced by Pontiac, with the GTO coming from the Italian Gran Turismo Omologato. The GTO later became a Pontiac muscular car later in the sixties.

Little Red Corvette

Alright, Prince wasn’t really singing about a Chevy when he released Little Red Corvette on his 1982 album, “1999”. He was using the car as a metaphor for a woman who moves quickly from man to man. The theme is evidenced by the lyrics “Move over baby, gimmie the keys, I’m gonna try and tame your little red love machine.” Smooth talker that Prince.

Big Yellow Taxi

This song was written and released by Joni Mitchell in 1970 and released by Counting Crows in 2002. Rather than a song about public transportation, “Big Yellow Taxi” was a song of environmental lament and has turned into a sort of anthem for the cause. Lyrics include the iconic “Don’t it always seem to go, you don’t know what you got ’til it’s gone.” Mitchell is said to have been inspired to write the song from looking at the Pacific Ocean in Hawaii and then looking at the massive paved parking lot of her hotel.

Red Camaro

You don’t have to be a country music fan to appreciate the theme of Red Camaro. The mere sight of a girl driving a red Camaro brings back fond memories for the singer. Uplifting lyrics to Red Camaro include “ Turn up the music loud, take the T-top down, and let the chrome shine.” Now THAT’s a car song.

Whether you drive a Camaro, Lincoln, Corvette, Pontiac or Ford, our team of independent automobile insurance agents has you covered. Let us do the comparison shopping for you. Connect with us today for your no-obligation price quote.

Cities in the US With The Best Public Transportation Systems

Cities in the US With The Best Public Transportation Systems

Those who live in less populated or rural areas in the country may find it hard to imagine that there are plenty of people who live without owning cars. In fact, in some areas, cars are unnecessary and even considered a luxury. These areas usually have superb public transportation systems. Here are five cities where automobiles are an option.

New York City

If you’ve ever driven in New York, you can quickly understand why public transportation is so popular. Busses, cabs, bikes and pedestrians make driving in the city an adventure. Thankfully, New York has a superb public transportation system that includes subways, commuter rail, light rail, buses, and even ferry buses. The city’s public transportation system is effective enough to allow for commuters to enter and exit the city every day from bedroom communities hours away.

Boston, Massachusetts

As one of the nation’s oldest historic cities, Boston has a myriad of old, narrow streets winding their way through a variety of neighborhoods, each with its own personality. It doesn’t help that Boston drivers are notoriously impatient. The “T”, Boston’s efficient public transportation system, helps move people in and out and around the city through a network of subway and rail lines. There are even water taxis to make getting across the Harbor easier. The best way to experience the city, however, may still be the Freedom Trail, a walking trail between some of Boston’s most historic places.

San Francisco

While the city’s cable cars get most of the headlines, San Francisco has an extraordinary bus and light rail system known as BART (Bay Area Rapid Transit) to move commuters and visitors in and around the Bay Area. Outlying communities often have their own “Mini” bus systems to help expand transportation into these smaller communities. The BART system encompasses a large area including Oakland.

Chicago

The nation’s third largest city is served by an excellent, multi-faceted public transportation system managed by the Chicago Transit Authority (CTA). The city’s famous “L” serves about 800,000 riders each weekday and the system serves 35 suburbs and communities in and around the windy city. Making the city’s public transportation network even more valuable for residents and visitors alike is the fact that the city has two major airports, O’Hare and Midway, which are connected to it. Getting caught in the city’s infamous rush hour traffic will make a quick believer out of you.

Even non-owners can benefit from automobile insurance. Non-owner car insurance can prove valuable when borrowing the car of a friend or relative, when renting a car, and can even lead to less expensive rates should you decide to purchase a vehicle. Non-owner car insurance is less expensive than traditional car insurance and can help protect you when using someone else’s car or when traveling. Contact one of our independent car insurance specialists for details and a free quote today.

Collectible Cars: The 1978 Chevrolet Corvette Pace Car

Collectible Cars: The 1978 Chevrolet Corvette Pace Car

You don’t have to have a six-figure savings account or a four-car garage to appreciate collectible automobiles. Classic and vintage cars can be appreciated for their style, uniqueness, and rarity. Some are a part of American automotive history. Such is the case with the 1978 Chevy Corvette Pace Car.

This limited production classic was one of two special edition Corvettes produced by Chevrolet to commemorate the iconic car’s 25th anniversary. The first was a special 25th Solver Anniversary Edition with a special two-tone paint scheme. The second was a limited edition 1978 Corvette Pace Car, created to not only recognize the 25th production year for the Corvette, but to set the pace for that year’s Indianapolis 500.

Keep in mind, this was during the height of the popularity of American open wheel racing. Drivers in that year’s race included legends like A.J. Foyt, Johnny Rutherford and eventual winner Booby Unser Sr. The race was attended by an enormous crowd of 325,000 spectators in Speedway, Indiana with the pole sitter reaching a top speed of over 202 miles per hour to qualify. It was also the first time a Corvette was used as an official pace car for the Indianapolis 500.

Besides being born in such a vibrant time in American racing, what made this Corvette so desirable was its dramatic body styling and extremely limited production run. The car featured dramatic front and rear spoilers, a two-tone silver over grey paint job and special lettering. Among other features, each model has a telescopic steering wheel, T-Top, alloy wheels, and a choice of a CB radio or 8 track player. Its relatively modest 202 horsepower engine could still produce a maximum speed of just over 120 mph.

Chevy initially planned on producing only 300 of the cars but demand was so high, it expanded that to accommodate one car per dealer, amounting to 6,5023 limited edition cars produced. Some dealers kept them for promotion, some auctioned them off and others sold them. Each was quickly accounted for.

Whether you have a ’78 Corvette or an ’18 Kia, we can help make sure your car is insured properly at a competitive price. Contact us for a no obligation price quote today. Our automobile insurance experts can connect you with a plan to suit your needs. We look forward to assisting you.

What Cars No Longer Have

What Cars No Longer Have

It’s easy to identify features that are in cars today that weren’t included just a few decades ago. Rear view cameras, air bags, GPS, infotainment systems and parking assists are few. But there are also items that were included in early automobiles that they no longer have. Here are a few.

Hand Cranks

Engines once required large hand cranks to start them. These cranks took physical effort and would often snap back, causing injuries to hands and arms. The invention of the electric starter made hand cranks obsolete and saved thousands of injuries.

Inner Tubes

Prior to the invention of the tubeless tire in 1947, car tires had inflatable bladders inside called inner tubes. Tubes that received holes in them could be repaired with adhesive and rubber patches and reinstalled in the tire. Even after being repeatedly patched, an inner tube often had a secondary life as a flotation device for water fun. Today”s circular, donut-shaped inflatable pool toys are modeled after old inner tubes.

Rumble Seats

A holdover from horse-drawn carriage days, rumble seats were extra flip up seats at the rear of early sedans. They were sometimes referred to as jump-seats or mother-in-law seats. They allowed for an extra seat or two on the car’s exterior. Riding on them was cramped and rides were rough and passengers were exposed to the elements.

Metal Dashboards

Look at the interior of most classic cars and it is a wonder anyone survived even a modest crash. Bench seating, large indestructible steering wheels and hard metal dashboards were a recipe for injuries into the sixties and seventies. Improved safety features have been a significant part of advancements in automobile production.  The fact is, cars are much safer today than even just a generation or two ago.

These safety features help keep automobile insurance rates lower. If you are concerned you are paying too much, contact us for a free no-obligation price quote. Let our independent auto insurance agents do the shopping for you.

How Cars Depreciate

How Cars Depreciate

With few exceptions, automobiles depreciate immediately upon their initial sale. Depreciation is a financial term referring to its loss of value over time. While some collectible or limited edition vehicles may better maintain or even increase in value, for the most part, all cars produced will experience depreciation.

This depreciation is not insignificant. Rough estimates place the immediate depreciation of a vehicle at 20-25% once it is driven off the new car lot and upwards of 50% by year five. That means that this shiny new car will be worth half of its purchase price in just five years of use.

Is there anything one can do to stop or slow the depreciation of your vehicle? Yes, you can minimize how much value your car loses each year by taking the following steps.

Buy a Car That Has Historically Maintained Its Value

Cars depreciate at different rates based on type, year and model. Some models maintain their value better than others. Do the research necessary to determine vehicles that have held their value in the following years.

Buy Pre-Owned

Since a large chunk of depreciation takes place immediately upon a car’s initial sale, many believe in letting others absorb that initial loss. Instead of buying new, many will decide to purchase a one or two year-old pre-owned vehicle that still has the balance of its factory warranty in place.

Maintain It Properly

Keeping your car maintained properly is a big factor in keeping its value. This includes both mechanical and aesthetic care. Keep all records of all maintenance performed.

Keep Mileage to a Minimum

A big reason cars lose their value is the amount of miles that are put on them through the years. If you have two cars of the same year and model and one has 200,000 miles and the other has 50,000 miles, the car with fewer miles will have a significantly higher value, everything else being equal.

Taking good care of your car will help extend its life and pay off when you either want to sell or trade it in sometime in the future.

It is possible to have a car that is in exceptional condition insured for its real value as opposed to its book value. Many collectors and those with unique or custom vehicles do just that.

Contact one of our independent car insurance professionals to learn more. Whether your car is unique or not, we can help make sure you and your car are properly protected. Contact us for a no obligation insurance review and price quote today.

Five Things Your Teen Likely Won’t Learn Through Drivers’ Education

Five Things Your Teen Likely Won’t Learn Through Drivers’ Education

Drivers’ Education can be valuable in learning the rules of the road and the basics of operating a car, but your teen likely won’t learn everything they need to know from it. In fact, many of the things you take for granted may not even be covered through drivers’ training. Here are some examples.

Basic Maintenance

While your teen may learn the maximum speed in a school zone, they may not learn how to keep the tires inflated to the proper level, how to check the oil or even how to fill the windshield washer fluid.

How to Change a Tire

It is more likely your teen will learn how to call the auto club before they will learn how to change a tire. Changing a flat tire is becoming a lost art that simply isn’t taught much anymore.

Map Reading

GPS has made map reading almost obsolete. Almost. Sure, it’s a talent left mainly to Dads, but there’s something appealing about seeing a full route on a paper map. We can all live without that refolding part though.

Driving in Poor Weather

Teens shouldn’t be exposed to driving in bad weather by accident. Getting them used to driving in heavy rain, ice or snow should be intentional. That rarely happens in a drivers’ education class. Parents should take the time to make sure their teens get some practice in poor driving conditions, as frightening as that may seem. They will be faced with the challenge eventually.

The Costs of Operating a Vehicle

Some of the bigger frustrations parents can have with teen drivers is the lack of understanding they may have about the full cost of operating a vehicle. Even if they understand how expensive buying a car can be and the recurring costs of keeping the tank full, few know about costs associated with oil changes, tires, brakes and other maintenance. Then, of course, you have the cost of insurance. Teens need to understand the full range of costs involved with driving, even if they don’t contribute to those expenses. This will fall on the shoulders of parents.

If you find yourself with a new teen driver, you will also likely find yourself faced with escalating car insurance costs. We encourage you to compare rates before making a decision. We can help. Our independent insurance agents can search a variety of companies through our network to find appropriate coverage for your situation. Contact us to get started today.

Getting Your Car Insurance Rates on Track

Getting Your Car Insurance Rates on Track

It happens with credit, it can happen with your driving record. Mistakes happen and you can experience bumps in the road. The good news is that poor credit can be rebuilt and a poor driving record improved. Both can lead to less expensive car insurance rates. But there are some things you should know. Repairing your driving record is a bit like improving your credit rating. Both have some things in common.

Make a Decision

Getting started is as simple as making the decision. Decide that you will better monitor spending habits and pay more attention when driving. There is no time like now.

Repairing Your Credit and Driving Record Both Take Time

Recognize that this is a relatively slow-moving process that takes patience and commitment. It can take years to have a bad debt removed from your credit report and it can take a long time to have tickets and driving mistakes removed from your driving record. Have patience and be persistent.

Monitor Your Driving Record

Like you should monitor your credit rating, monitor your driving record. Make note of what may be holding you back and how long “mistakes” can take to become irrelevant. You can do this.

Reconsider the Vehicle You Drive

You may be driving a vehicle that simply is more expensive to insure than most. If you truly want to get your rates down, carefully consider the possibility of driving a car or truck that is less expensive to insure.

Seek Out Every Discount

While an improved credit rating may reduce your auto insurance rates, so can being a good student, getting married, and simply getting older. If you want to get your car insurance rates back on track, look at everything you can do to minimize those rates. Our independent insurance agents can help.

While our team can assist you with high risk insurance rates, it is our goal to always help our clients find more affordable rates. Contact us, tell us about your driving history and your willingness to do the things necessary to get your automobile insurance rates back on track. We will be more than happy to help. Connect with one of our independent car insurance experts today to get started on reducing your car insurance rates.

The Dangers of Minimum Automobile Insurance Coverage

The Dangers of Minimum Automobile Insurance Coverage

If you want to see your favorite artist in concert, odds are you will try to get the best seats you can afford. If you go into a restaurant, it is probably not in search of the cheapest thing on the menu. Buying the most inexpensive bottle at a winery may not be the best path to take. Yet, when it comes to car insurance, many of us do just that. We purchase the minimum amount of coverage required by the state. There can be problems and even financial danger in that approach that you may end up regretting.

What, for example, will you do if damage or medical claims that you incur exceed that of the minimum coverage? You could be held liable for any excess amount, causing a major negative impact on your life’s financial goals.

Driving with minimum automobile insurance could mean you are not covered from damage from an uninsured motorist. You may be left without a vehicle and have to pay for a rental car out of your own pocket. Over several weeks, this can add up to hundreds or even thousands of dollars.

On the other hand, a carefully designed auto insurance plan crafted to your particular needs can not only provide needed protection, but the peace of mind you need when you head out on the road each day.

We invite you to engage with one of our independent insurance agents to discuss your driving habits and areas where more protection can be prudent. Most of us want more than the basics, and that should include your automobile insurance.

Don’t let a lobbyist or politician decide the amount of protection you should have. Don’t settle for the cheap seats or the least expensive item on the menu. Get the coverage you deserve from one of our independent insurance agents today. Contact us for your personal auto insurance review and price quote. There is no cost or obligation and the decision on coverage remains under your control.

The Unique Lasting Attraction of The Bubble Car

The Unique Lasting Attraction of The Bubble Car

Through the years, there have been almost as many types of cars built as there are types of people to drive them. There have been short mini-buses and long limousines. We’ve seen mini-cars and conversion vans. One of the most endearing has been the Bubble Car.

The Bubble car was an Italian design of the early 1950s created to encourage Europeans to get back on the roads following World War II. It was called the Isetta and was licensed in countries like Argentina, Brazil and France. BMW held the license for Germany and England from 1955 through 1962, manufacturing both the Isetta 250 and the 300. Also known as a micro car or quadracycle, people were drawn to the name Bubble car due to its unusual rounded shape. It got tremendous gas mileage, was inexpensive and had the unusual feature of a single-hinge front door. Quite frankly, it looked like a bubble on wheels. Europeans loved it due to its small size that could navigate their tight and narrow roads.

The Isetta was not known for its speed or power. Even the more powerful 300 model could only muster a top speed of about 53 miles per hour and its one-cylinder engine generated only 13 horsepower. Compare that to today’s compact cars that produce at least 15 times that. It sipped gas, however, and could get upwards of 100 miles per gallon.

Everything else aside, the Isetta was eye-catching because of its rounded shape that made the Volkswagen Beetle look sleek by comparison.

The BMW Isetta became obsolete as the car manufacturer moved on to more traditional designs in the early 1960s. Today, the Bubble car remains popular with collectors. While many such vehicles have been restored through the years with parts from hardware stores, ones restored with parts made for the Isetta can bring $50,000 to $75,000 or more.

Today, a new modern version of an electric microcar or “Bubble Car” is being produced in Western Europe for sale in late 2022. Whether you drive a new car or a classic, a supercar or an economy car, we can help make sure you have the appropriate coverage. Our independent insurance agents work with companies who specialize in all types of vehicles. Get your no obligation quote today.

Where Are The Flying Cars?

Where Are The Flying Cars?

If you grew up in a time when the future was depicted as including flying cars, don’t be disappointed. First, can you imagine the chaos that takes place on our roadways occurring above our heads? In addition, there are plenty of advancements being made as we speak that are already propelling cars into the future. Here are just a few.

Color Changing Cars

Early automobiles were often described as being available in any color “as long as you wanted black.” Cars are now available in a wide selection of colors, but soon you may not have to choose a permanent color at all. Automakers are working on cars that can change colors at the whim of the driver. Early attempts are being made with white, gray, silver and blacks but could expand quickly.

Autonomous Cars with Seating “In the Round”

As we advance toward autonomous driving vehicles, interior changes will likely be made, like how passengers are seated. Car interiors could allow for seating in the round where passengers would face each other.

Panoramic Roofs and Ambient Lighting

Some upscale model cars already include options like ambient lighting, interior “star” effects and panoramic roofs that can tint upon demand. This allows for an almost unlimited selection of interior environments to suit every mood.

Cars That “Talk” to Each Other

Cars that communicate with each other could help prevent accidents, relieve highly congested traffic and make better use of our time and roadways. This technology is well on its way, making use of GPS to guide drivers to less traveled roads during high traffic situations.

The End of Combustion Engines

There are plenty of reasons to cheer the end of the massive use of combustion engines in vehicles, and that seems to be on the horizon. Electric motor and battery storage technology is breaking new barriers with fewer limits on travel distances and improved speed and performance. Some classic car collectors are even replacing vintage engines with recycled electric motors and batteries.

So, where are the flying cars? For now, we’ll have to be satisfied with some pretty amazing improvements that don’t include leaving the ground.

If you are considering the purchase of a new car, or even just want to compare current automobile insurance rates, contact us. The choices you make now could impact your car insurance rates for years to come. Let us do the shopping for you. Connect with one of our independent auto insurance agents today.